Affordable Orthodontics and No-Interest Financing in Berkeley

Berkeley Family Orthodontics makes braces and clear aligners affordable with in-house, no-interest payment plans. Monthly payments start around $300 with a low down payment (often about $1,500), and we accept HSA and FSA funds. There is no outside lender and no interest added.

Cost should never be the reason you put off a healthy smile. At Berkeley Family Orthodontics, we talk about money openly, something many orthodontists avoid, so you can make a confident decision. Dr. Robert Iezman and our team offer flexible, no-interest payment plans handled right here in our office, plus real help understanding your insurance. Whether you are budgeting for your child’s braces or your own clear aligners, we will find a plan that fits your family.

What Does Orthodontic Treatment Cost?

Every smile is different, so your exact fee is set only after Dr. Iezman examines your teeth. For context, comprehensive treatment in the Berkeley area generally runs about $3,000 to $7,000 for metal braces, with ceramic braces and complex cases sometimes higher, and clear aligners generally about $3,000 to $8,000. National averages for full treatment often land between roughly $5,000 and $9,000. We share these numbers up front so there are no surprises. What matters most is not just the sticker price, but how manageable the monthly payment is, and that is where we focus.

How We Make Treatment Affordable

Berkeley Family Orthodontics offers in-house, no-interest payment plans. That means:

• No interest, ever, on our in-house monthly plans (no third-party lender adding finance charges)
• Monthly payments starting around $300, spread across your treatment
• A modest down payment, often around $1,500 to begin
• HSA and FSA accepted, so you can use pre-tax dollars
• Family programs, with special pricing when more than one family member is in treatment

Your Payment Options

We accept cash, check, Visa, MasterCard, and American Express, and we offer several ways to pay:

• Pay in full: Receive a 5% discount when you pay in full by cash or check, or a 3% discount when you pay in full by credit card at the start of treatment.
• Automatic checking account draft: No-interest monthly installments drawn automatically from your checking account (a one-time down payment is required to place appliances).
• Automatic credit card charge: No-interest monthly payments charged automatically to your card (a one-time down payment is required, and a card service fee applies).

Monthly payments are due each month regardless of whether you have an appointment that month. Finishing treatment early is a nice bonus of choosing an experienced orthodontist, though there are no refunds for early completion.

Insurance Help

If you have orthodontic insurance benefits, we are happy to file your claims for you, a service many offices leave to the patient. Because every policy is different, we recommend confirming your specific coverage with your insurer, and completing the insurance section of our new patient questionnaire so we can help. A couple of things to keep in mind: your insurance is a contract between you and your provider, and if your benefits change during treatment, you remain responsible for the agreed fee.